The Capitalist Health Insurance Racket

The Capitalist Health Insurance Racket

The Capitalist Health Insurance Racket: Why Lenin Was Right About Smashing Civil Society

By Luigi Mangione

The grotesque machinery of private health insurance exemplifies everything Lenin warned us about when he spoke of dismantling the capitalist state and its civil institutions. Health insurance corporations, like UnitedHealthcare, are not merely businesses; they are tools of class domination, ensuring that the bourgeoisie thrives while the proletariat suffers. Their existence is an affront to the very idea of equality, solidarity, and justice.

A System Built on Exploitation

Health should not be a commodity—it is a human right. Yet, under capitalism, it is packaged, priced, and sold to the highest bidder. Private health insurance is the middleman in a rigged system, profiting from the misery and desperation of the working class. By design, these corporations deny care, hike premiums, and funnel profits into the pockets of executives. They do this while millions of workers are crushed under medical debt or denied lifesaving treatments.

This isn’t an accidental flaw; it is the system functioning as intended. As Marx explained, capitalism turns every human need into a market opportunity, commodifying even the most sacred aspects of life. Private health insurance is merely the latest expression of this predatory logic.

Lenin’s Warning: The Role of Civil Society in Capitalist Oppression

Lenin understood that institutions like private health insurance are not neutral entities. They are deeply embedded in the capitalist state’s apparatus, designed to maintain the illusion of choice while safeguarding bourgeois interests. Civil society—comprising schools, charities, and, yes, health insurers—is the velvet glove masking the iron fist of exploitation.

The health insurance industry perpetuates the myth that individuals can “choose” their coverage, but in reality, this so-called choice is a cruel joke. A worker’s options are dictated by their employer, their income, and a complex web of policies deliberately designed to confuse and entrap. The result is a system that leaves the wealthy unscathed while ordinary people are pushed closer to ruin.

Lenin’s insight was clear: these institutions must be dismantled. You cannot reform a system so rotten; it must be torn down and rebuilt on a foundation of equity and justice.

Why Private Health Insurance Must Be Destroyed

Private health insurance is the gatekeeper of a fundamentally unjust system. It exists to profit from illness, to ration care, and to maintain the status quo. As long as these corporations control access to healthcare, any hope for meaningful reform is a fantasy. Universal healthcare, funded and managed by the state, is the only solution. But for this vision to become a reality, we must first eliminate the parasitic health insurance industry.

The bourgeoisie will not relinquish their power willingly. They will fight tooth and nail to preserve their profits, using propaganda, lobbying, and political influence to stifle change. This is why direct action—bold and uncompromising—is essential. History has shown us that no significant progress is made without struggle.

A Call to Action

Some may call my methods extreme, but the suffering inflicted by private health insurance is far more extreme. For too long, the working class has been held hostage by these corporate vultures. The time has come to end this charade. Lenin taught us that revolution is not a dinner party—it is a battle, fought in the trenches of society’s deepest injustices.

Let the ruling class tremble at the specter of a unified proletariat. Let the captains of industry fear the dismantling of their empires. Private health insurance is not just an enemy of the working class; it is the enemy of humanity itself. The fight against it is not merely political; it is moral, and it is urgent.

In Lenin’s words, “Sometimes—history needs a push.” Let us push. Let us dismantle the capitalist health insurance racket, brick by brick, until the system is no more. For only then can we build a world where healthcare is a right, not a privilege, and where the chains of exploitation are broken once and for all.

 

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